A Gift to You From Tim hoppes

You are going to find that this information is written to be just for you, although it fits millions of Americans all across this great nation. When we wrote this book, we wanted to speak to you average, hard-working Americans.

I am Tim Hoppes, average hard working American just like you, following the principles of our fathers and grandfathers. I am “old school” Scottish and German heritage, tight fisted financially, God loving and God fearing with a great love of family and country.

I remember stories of my parents and in-laws when it came to finances. If you make a dollar, then put half of it away for a rainy day. Don’t spend more than you make and don’t waste, gamble, or risk what you can’t live without. Don’t be a slave to credit, and find a safe place for your money that has a decent return.

What you are about to learn from this book is what I use in my business, how I live by God’s laws, and how I am a good steward and use wisdom when it comes to preserving and growing your retirement nest egg.

When many people think about retirement, they think about an age (such as 65). Or maybe you’ve seen the ads on TV asking “what’s your number?” A successful retirement plan cannot be as simple as deciding on these two figures. Creating a financial plan is a great place to start, but understand that a financial plan is also simply a coordinated set of figures on pieces of paper. Without considering a myriad of variables, updating your plan as things change, and implementing your planned steps properly, you may find your plan is worth the proverbial “pieces of paper” it’s printed on.

Additionally, the most fulfilled retirees are not necessarily the people with the most “zeros” on their bank account or brokerage statements. Success in life can often be in direct relationship to the “balance” someone has in their life. There is balance to be obtained amongst your investment categories; balance can be attained with your cash flow, growth potential, security, and liquidity. Have you examined health care, long-term care or longevity questions? Where should you live when you retire, what purposeful work will you perform, and what will you do besides travel and golf?

I put a lot of time and effort to get this book together, and I am sure you’ll love it. So download your free copy right now when you sign up for a complimentary financial review.