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Welcome, Your Financial Advisor in Tampa and Carrollwood


The Little Red Book of Retirement. Tim Hoppes



When most people think about retirement, they simply think of an age or an amount of money to retire with. These two factors alone aren’t enough to secure a prosperous retirement. The Basics of Annuities aims to help you address important questions that pertain to your retirement planning needs in an effort to help you get closer to reaching your goals now and in retirement. 


About Us

Future Planning


If you are considering retiring in the near future, you've probably heard or read that you need about 70% of your end salary to live comfortably in retirement. But, that may not be true for you, there are lots of factors to consider, to know what your situation requires, call me.

A Proven Approach


We start by clarifying your risk tolerance and current and future needs, and explain the different ways we can help. We analyze your goals and compare them to your current portfolio. So we can recommend a strategy designed to meet your risk tolerance, using the systems that work best.

Why Me?


Tim is an independent life and annuity agent, licensed in several states, living in Tampa Florida. He works with retirees and pre-retirees to offer safe options for their retirement funds, to help eliminate the number one concern of seniors which is running out of money. Big State Financial helps people create customized retirement plans for individuals and their families.

Stop Losing Money with volatile plans

Life insurance can be that missing piece to your family plan, Let me explain

Not All Annuities are the Same

Ask Yourself These Questions:

  • Do you understand why your trusted advisor is presenting a certain product?
  • Do you know the primary purpose the product serves?
  • Does the product address a specific financial need or goal you have?
  • Do you understand how the product will help you meet your need or goal?
  • Do you know how the product compares against other options? 
  • Do you understand the limitations of the product? 
  • Does your Risk Tolerance level, match that of the product?
  • Do you understand the potential tax implications of the product?
  • Do you know which aspects of the product are Guaranteed, and which are not?

Guaranteed Income

Our Goal is to create strategies designed to provide predictable income for life:

  • Protected from Market Volatility
  • Adjusted for inflation
  • Tax Efficient
  • Create Paychecks for Life
  • Guaranteed and Backed by       A-Rated Companies

Find out more


Have you reviewed your plan?


Tim Hoppes

Creating a financial retirement plan is essential for your future. Reviewing that plan to make sure you stay on track is equally important.  Have you:

  • Prepared for unexpected medical or long term expenses?
  • Created predictable paychecks  for as long as you live?
  • Created a system to retain more of your money through Tax efficiency?
  • Maximized your Social Security income?
  • Protect and plan your legacy?

No Obligation Review


MediCare in Tampa Bay

Reach out to me to help make your next step in HealthCare an easy one

Medicare can be a complicated project to undertake , but it doesn't have to be. There are lots of options to make sure you get a plan that works for you. Be careful hearing from friends about how great their plan is, it may be, for them, it may also be good for you, but it may not be. Every situation is different, and what works for some may be the wrong thing for you. Click on the button below and request more information, I have many ways to be of assistance, but it all starts with you asking for guidance, I look forward to hearing from you, and Congratulations, you made it this far!! 

Not affiliated with the US Government or Federal Medicare Program.

A licensed agent may contact you regarding this insurance-related information.

Request a contact

Popular Links

Carrollwood Area Business Association


Carrollwood Area Business Association, CABA, has been in the Carrollwood area for over 30 years, helping businesses connect with consumers and the community. Be sure to look for Tim Hoppes, Your Financial Advisor in Carrollwood. For annuities, Retirement income planning and life insurance in Carrollwood, be sure to call.

Color of Money


The Color of Money Risk Analysis assesses your financial picture and provides a roadmap to your overall risk preferences. The output will be a proprietary Color of Money Score!

Big State Financial of Texas


This is the company that BSF of Florida grew from. Robin Hoppes (my sister-in-law) has created a wonderful business in San Antonio Texas, caring for people who want to retire safely.

Social Security website


Although we are not affiliated with the government or Social Security, This link will take you to their site, where you can find out what your estimated Social Security benefits will be, important if you have not already done this!

God Family Country Radio


The God, Family and Country Show is dedicated to a revival in this great nation. Join the revival every week by listening to the show on podcast.

Generational Vault


This is a powerful tool for you to use in maintaining your financial and other records. The Generational Vault will allow you to access your data and info from anywhere, fully encrypted and fully secure. 

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Tim Hoppes

(813) 230-6518


Monday - Friday: 9am - 5pm

Saturday - Sunday: By appointment

Information is not intended to provide specific legal or tax advice.

Guarantee disclosure: Guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Big State Financial of Florida does not provide tax or legal advice. You are encouraged to consult your tax advisor or attorney.

The information, suggestions, and recommendations included in this material is for informational purposes only and cannot be relied upon for any financial, legal or insurance purposes. Big State Financial of Florida will not be held responsible for any detrimental reliance you place on this information. It is agreed that use of this information shall be on an "as is" basis and entirely at your own risk. Additionaly, Big State Financial of Florida cannot and does not guarantee the performance of any investment or insurance product. Big State Financial and its advisor representatives may receive commissions on the sale of insurance products.